Maitland Uber & Lyft Accident Attorney
Uber and Lyft are convenient at times, but they do not screen their drivers, require their drivers to take any additional tests (like cab drivers have to do), or ban drivers with bad driving histories. As a result, rideshare crashes are extremely common. If you were injured as a passenger or non-occupant of the Uber or Lyft vehicle, our Maitland Uber/Lyft accident attorneys at The Hornsby Law Group can help get you the financial compensation you deserve.
In order to win a personal injury claim or lawsuit against Uber or Lyft, you must prove that the Uber/Lyft driver was at least partially at fault for causing the crash. Common reasons rideshare drivers end up causing crashes include the following:
- Tailgating or driving aggressively
- Fatigued driving (most rideshare drivers have multiple jobs or gigs)
- Looking at their phones (Uber and Lyft inherently cause distracted driving by requiring the driver to use or at least look at their phone during trips, to navigate, and to pick up riders)
- Distraction (not knowing the area, having strangers in their car, using the app, and navigating traffic all at the same time is simply too much for one brain to handle at times)
In addition to proving negligence, you must also establish liability if you are seeking to hold Uber or Lyft accountable. That means that the driver caused the crash and that the rideshare app was at least on (no passengers have to be in the car) while the crash happened. The following Uber and Lyft insurance policies apply to all road users, including rideshare passengers, occupants of other vehicles, pedestrians, cyclists, and motorcyclists.
Uber/Lyft Insurance Policies
Uber and Lyft have the same liability coverage for their drivers when their drivers are responsible for causing an injury crash. It works as follows:
- The app is off: only the driver’s own insurance policy is available
- The app is on but the driver does not have any ride requests or passengers:
- $50,000/person for bodily injury
- $100,000/accident for bodily injury
- $25,000/accident for property damage
- The app is on and driver is en route to pick up a passenger, or they driver already has a passenger:
- $1,000,000 bodily injury/property damage
If your damages are not fully covered by Uber/Lyft’s insurance policy, you can also seek compensation from the at-fault rideshare driver, as well as your own underinsured motorist (UM) policy.
Call a Maitland Uber/Lyft Accident Attorney Today
Uber and Lyft will never roll over and hand you a check for $1 million, even if your injuries are obvious and extremely severe. Unfortunately, no insurance company works this way, even when the at-fault party (Uber or Lyft) is worth billions of dollars. You must work with an aggressive, experienced personal injury attorney to get what you are owed. We urge you to call the Maitland Uber/Lyft accident attorneys at The Hornsby Law Group today to schedule a free consultation.