Winter Park Uber & Lyft Accident Attorney
Some Uber and Lyft drivers are great. They locate you quickly, drive safely, and get you to your desired destination without getting lost, falling asleep at the wheel, speeding, or looking at their phone every five seconds. Unfortunately, these drivers are not the norm. Many rideshare drivers are fatigued from working multiple jobs, unfamiliar with your destination so they lean heavily on GPS—which is distracting—and drive impatiently, just like most people do. If you were injured in a rideshare crash, whether you were a passenger, pedestrian, cyclist, or occupant of another vehicle, you can seek damages from Uber or Lyft directly in most circumstances. The Winter Park Uber/Lyft accident attorneys at The Hornsby Law Group are here to help you investigate the cause of the crash and to hold the at-fault party liable.
Uber and Lyft Insurance Policies
In order to protect themselves, as well as their drivers, Uber and Lyft have insurance policies that kick in when a driver of theirs is using the app. Both rideshare companies have the same policy limits, and work as follows:
- If the rideshare app is not turned, the driver’s personal insurance policy is the first line of coverage. Uber and Lyft are not liable.
- If the rideshare app is online but the driver did not have a passenger or a ride request, the policy limits are: $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 per accident for property damage.
- If the rideshare app was on, the driver had a rider in their car, or the driver was in route to pick up a rider: $1,000,000 bodily injury and property damage.
Who Does This Insurance Apply To?
You can be a passenger of Uber/Lyft, a driver in another vehicle, a passenger in another vehicle, a bicyclist, a motorcyclist, a pedestrian, or any other party and the above insurance policy applies to you. Of course, you must be able to prove that the Uber/Lyft driver caused the crash.
What if Another Party Caused the Crash While I Was Taking an Uber/Lyft?
In this scenario, you would file a claim with the at-fault driver. If the Uber/Lyft driver was partially to blame, you can file a claim with both the other driver and the rideshare company. Furthermore, Uber and Lyft both have uninsured/underinsured motorist policies (UM policies) that you can take advantage of as a passenger if another party is liable in the collision and they do not have enough insurance to pay for your damages. Finally, you can pursue compensation from your own UM policy if you have one in the case that all other policy limits have been reached and you still have damages that have not been accounted for.
Contact a Winter Park Uber/Lyft Accident Attorney
Uber and Lyft can be held liable if one of their drivers caused a crash in which you were injured. We can help you recover your medical expenses, pain and suffering, and other damages. Call the Winter Park Uber/Lyft accident attorneys at The Hornsby Law Group today to schedule a free consultation.