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Category Archives: Workers Compensation

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Workers’ Compensation and Placement Agencies

By Larry Hornsby |

Florida’s rules for workers’ compensation are fairly straightforward for most employees – if a worker is employed by a covered company, any injury they suffer on the job will be covered by workers’ compensation coverage. However, when one’s employment is temporary, such as through a placement agency, getting workers’ compensation coverage may be more… Read More »

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Are Lunchtime Accidents Compensable?

By Larry Hornsby |

When someone is injured at work, they are entitled to receive workers’ compensation benefits as long as their employer carries coverage. However, there are certain ‘gray’ areas during which it may be more difficult to determine whether your injury is covered or not. Being injured while you are on lunch, or on a break,… Read More »

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“Major Contributing Cause” In Workplace Accidents

By Larry Hornsby |

The majority of Florida employers are required to carry workers’ compensation insurance in the event that any of their employees are injured on the job. A specific cause of injury must be put forward when applying for benefits, and it must be shown that the workplace injury was the ‘major contributing cause’ of the… Read More »

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What Does It Mean To Opt Out Of Workers’ Compensation Coverage?

By Larry Hornsby |

The majority of Florida employers are required to carry workers’ compensation insurance, with only very small businesses being able to avoid the cost. However, certain individuals within a business or corporation may be able to file for exemptions for themselves, which means that they will not have access to workers’ compensation benefits if they… Read More »

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What Happens When My Workers’ Compensation Claim Is Denied?

By Larry Hornsby |

Most employers in Florida carry workers’ compensation coverage, so that if any of their employees are injured on the job, the employee can immediately seek medical coverage without having to worry about paying for it. However, sometimes the employer’s workers’ compensation carrier refuses to cover the injury – if this happens to you, it… Read More »

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Can I Receive Workers’ Compensation If I Contract COVID-19 At Work?

By Larry Hornsby |

The COVID-19 pandemic is ongoing, as of this writing, and its toll on working Floridians has been extremely steep. Many have lost their jobs, and for those who remain at work, the high stress and possibility of contracting a potentially deadly virus can make life difficult. If you test positive for COVID-19 and you… Read More »

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Am I Even Covered By Workers’ Compensation?

By Larry Hornsby |

Most workers in Florida, if they are injured on the job, can immediately assume that they are covered by workers’ compensation insurance and start the process of receiving compensation. However, not every worker is automatically covered, given Florida’s particular laws. If you have been injured at work, it is always a good idea to… Read More »

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Which Types of Injuries Are Compensable By Workers’ Compensation?

By Larry Hornsby |

Most people think of workers’ compensation injuries as those happening because of sudden trauma – for example, broken bones or head trauma from accidents. However, Florida law recognizes several types of injuries that may be eligible for compensation if you can establish that they happened while on the job. It is always a good… Read More »

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Workers’ Compensation & Death Benefits

By Larry Hornsby |

Despite all of the precautions taken to keep workers safe on the job, there are roughly 15 fatalities at U.S. workplaces each day. If you are unfortunate enough to lose a loved one to a workplace accident, know that while nothing will bring them back, you may be eligible to obtain compensation in the… Read More »

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Third-Party Car Accident Claims

By Larry Hornsby |

Most of the time, when you are injured at work, you can file a workers’ compensation claim with your employer’s insurance (assuming that you work for an employer required to carry it). However, workers’ compensation does not cover everything; if you are injured due to the negligence or recklessness of a third party, you… Read More »

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